Private lending, decided by people

Capital for the plans banks won't move fast enough for.

Bequest Lending Group funds personal loans, business loans, and residential and commercial mortgages — underwritten by a small team that actually reads the file.

24–72 hrs
Typical time to a lending decision
4
Loan and mortgage products
$25K–$5M
Range of facility sizes we fund
1
Point of contact from start to close

What we fund

Four ways to put capital to work

Personal Loans

Debt consolidation, life events, and short-notice expenses — funded against your income and plan, not just a credit tier.

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Business Loans

Working capital, equipment, inventory, and expansion financing for owner-operated and growing businesses.

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Residential Mortgages

Purchase and refinance lending for borrowers who need a private option outside conventional bank criteria.

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Commercial Mortgages

Acquisition, refinance, and bridge financing secured against commercial and mixed-use property.

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How it works

From application to funding, without the runaround

01

Apply

Tell us what you need and why. Most applications take under ten minutes to submit.

02

Review

An underwriter — a person, not a queue — assesses the file and emails you if something needs clarifying.

03

Fund

Once terms are signed, funds are typically disbursed within days, not weeks.

About Bequest

Private capital, held to a bank's discipline.

Bequest Lending Group was built for borrowers whose circumstances don't fit neatly into conventional underwriting — self-employed borrowers, growing businesses, and time-sensitive property deals. We lend our own capital, so decisions are made in-house, by people who can explain exactly how a loan was priced.

They explained the terms before I signed anything, and funded the loan two days after underwriting closed. No surprises on either end.

— A Bequest borrower, business expansion loan

Ready to see what you qualify for?

A short application is the fastest way to get real terms in front of you.